Envido brings your accounts, categories, and budgets into one clear picture — so you can spend with confidence and save with purpose.
Built for everyday budgeting
Link your European bank accounts and sync transactions automatically via secure open-banking (GoCardless) — no manual uploads needed.
Create your own categories and keywords. Envido learns your patterns and categorizes transactions in the background.
Set budgets per category, spot overspending early, and roll unused amounts forward — always know what is left.
Filter by period, account, category, or merchant. Export to PDF and print when you need a paper trail.
European banks supported
Free to get started
Search, filter, tag, and recategorize transactions across every connected account, all from one unified view — so nothing gets lost between different banks.
Create custom categories with your own names and colors, and enable or disable them as your spending habits change — they're the foundation every budget and report is built on.
Compare income against expenses, break spending down by category, and see summaries by merchant — then export any report to PDF whenever you need a paper trail.
Track what you planned against what you actually spent, catch overspending before it becomes a problem, and watch unused amounts roll forward instead of disappearing at month's end.
Ask questions about your spending, a specific category, or your budget in plain language, and get answers grounded in your real transaction history — not generic advice. The coach can walk you through your first budget setup, help you spot where you're overspending, and suggest realistic adjustments, all through conversation instead of digging through reports yourself.
A clear starting point for your finances
€0
Unlimited sync and transactions, plus AI features
3.99€ /mo
or 39€/year
AI services (categorization and coach) may be limited based on token consumption.
Questions, feedback, or support — send us a message and we will get back to you as soon as we can.