Free personal finance manager for Europe

Manage your money more wisely

Bankwiser brings your accounts, categories, and budgets into one clear picture — so you can spend with confidence and save with purpose.

Built for everyday budgeting

Bankwiser — Personal Finance Manager
💡 How it works

Four steps to financial clarity

Connect your accounts

Link your European bank accounts and sync transactions automatically via secure open-banking (GoCardless) — no manual uploads needed.

Categorize automatically

Create your own categories and keywords. Bankwiser learns your patterns and categorizes transactions in the background.

Budget with clarity

Set budgets per category, spot overspending early, and roll unused amounts forward — always know what is left.

Reports that make sense

Filter by period, account, category, or merchant. Export to PDF and print when you need a paper trail.

✨ Product features

Everything you need to stay in control

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European banks supported

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Free to get started

All your transactions in one place

All your transactions in one place

Search, filter, tag, and recategorize across every account.

Categories that fit your life

Custom names, colors, enable/disable — the foundation for budgets and reports.

Categories that fit your life
Graphs and reports

Graphs and reports

Income vs expenses, category breakdowns, merchant summaries — export to PDF.

Budgeting that stays realistic

Track planned vs actual, detect overspending, see rolled-forward savings.

Budgeting that stays realistic
💰 Simple pricing

Start free — upgrade to Pro when you need more

Free forever

Free

Everything you need to get started with personal finance

€0

  • 1 bank connection
  • Unlimited categories
  • Keyword-based automatic categorization
  • Automatic tagging
  • Calendar view
  • PDF export
  • Up to 200 visible transactions
  • Up to 20 merchants
  • Up to 20 budget categories with assigned amounts
Full power

Pro

Unlimited sync, transactions, and AI features

3.99€ /mo

or 39€/year

  • Unlimited bank connections
  • Unlimited visible transactions
  • Unlimited merchants
  • Unlimited budget categories
  • AI-powered categorization
  • AI financial coach
  • Automatic tagging
  • Calendar view
  • PDF export

Your finances deserve a clearer view

Join Bankwiser free today. Set up your first account in minutes.

Create free account
💬 What people are saying

Trusted by everyday budgeters

“I finally see where my salary goes each month. Connecting my bank took five minutes, and the auto-categories saved me hours.”

Anna K., Tallinn

“Esimest korda on mul ülevaade igast kulutusest. Eelarve aitab mul enne kuu lõppu üle kulutamist märgata.”

Mart T., Tartu

“Наконец-то все расходы в одном месте. Отчёты в PDF удобно показывать семье при планировании бюджета.”

Elena M., Riga

📞 We're here to help

Get in touch with our team

Questions, feedback, or support — send us a message and we will get back to you as soon as we can.

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